Hope & Harder Insurance – Steve Kadar

Recreation Business Insurance Specialist

What I Specialize in

  • Marinas & Boatyards
  • Trailer & RV Parks
  • Campgrounds & Cottage Resorts
  • Hunting & Fishing Camps
  • Seasonal Tourism Businesses

Why Choose Me?

  • 35 Years of Experience – Trusted insurance advice backed by decades in the industry.
  • Multiple insurance carriers. I work with many Insurance companies and intermediaries that specialize in recreation insurance for business.
  • Industry Knowledge – I understand the unique risks of operating marinas and recreational parks in Ontario.
  • Tailored Coverage – Policies designed to fit your business, not off-the-shelf solutions.
  • Personal Service – Direct access to a broker (Me) who answers your call.

Coverage Options

  • Property, Structures & Buildings, Contents, Inventory, Cranes & Hoists, Equipment
  • Liability – Injuries, Staff claims, Marine Liability, Pollution
  • Marina work boats, Watercraft, Boat & RV sales & repairs, Boat & RV rentals
  • Business Interruption – loss of income
  • Restaurants, Liquor, Special Events, Trade Shows
  • Equipment Breakdown
  • Cyber & Fraud Protection
  • Commercial Auto & Fleet,

My Commitment

I know your business isn’t “just a business.” It’s your livelihood, your community, and your reputation. My role is to make sure you’re properly protected — so you can focus on running your marina, park, or resort with confidence, and do that, at the best possible price.

Let’s Talk

Get a no-obligation insurance review today. We’ll identify gaps, compare options, and help ensure you have the right protection at the right price.